Insurance Claims Services:

Commercial Liability Claims - Expert legal assistance for business owners in navigating commercial liability insurance policies to ensure compliance and maximize coverage benefits.

Homeowners’ Claims - Support for homeowners dealing with complex insurance claims, ensuring they receive the full benefits they are entitled to under their policy.

Car and Property Claims - Legal guidance for individuals pursuing car and property insurance claims, with a focus on overcoming obstacles and securing adequate compensation.

Health Insurance Claims - Assistance with navigating health insurance claims, ensuring that policyholders receive the medical coverage and benefits they are entitled to under their health insurance policy.

Bad Faith Claims - Representation in cases where insurance companies engage in bad faith practices, such as delaying, denying, or underpaying valid claims, to recover the compensation owed.

Policy Review and Negotiation - Comprehensive review of insurance policies to identify potential issues and negotiate better terms, ensuring clients are fully covered and protected.

How can you help me with my insurance claim?

Navigating the complexities of insurance law can be a daunting task. But, with our specialized team of attorneys, you can rest easy knowing that your insurance matters are in the right hands. We offer a wide range of services, covering everything from commercial liability and homeowners’ insurance to car and property claims. Whether you’re a business owner looking to ensure compliance or an individual dealing with a difficult claim, we have the expertise to help you.

Our attorneys will work closely with you to understand your unique needs and develop a customized solution that gets you the results you need. The financial benefits of hiring an experienced insurance attorney are numerous; by having one of our lawyers review your insurance policies and handle your claims, you can ensure that you are receiving the full benefits that you are entitled to. We can help negotiate better terms for your policies, and also help you avoid costly mistakes or oversights that can result in denied or underpaid claims.

Additionally, our attorneys can help you to identify and recover damages from situations such as bad faith claims practices by insurance companies. And, by having an attorney handle your insurance matters, you can free up your time and resources to focus on running your business or your daily life. Contact The Law Offices of Sears and Sears P.C. today and we can give you the insurance law expertise you are looking for.

How long will the claim process take?

The duration of the insurance claim process can vary depending on a number of factors, such as the type of claim, the state in which the claim is being filed, and the specific terms of the policy. While many claims are resolved within a period of a few months, others may take longer to resolve. The timeframe for filing a claim and receiving a decision from the insurance company is often governed by state laws. Most states have laws that establish a time limit for the insurance company to act on a claim, which can range from a few weeks to several months, depending on the circumstances.

It is important to understand that the time frame for the claim process is not always within the control of the policyholder and may be subject to the insurance company’s internal processes and procedures. Additionally, it may also depend on the complexity of the case, and the extent of the injuries or damages incurred. If your insurance company is taking longer than what is considered to be a reasonable timeframe, it may be an indication of bad faith practices. In such situations, it may be advisable to seek the assistance of an experienced attorney who can take over the case and protect your rights and interests.

The Law Offices of Sears and Sears P.C. has defended numerous clients from bad faith insurance practices, request a consultation from us and we can help get the insurance company to cooperate and settle your claim in a timely fashion.

My insurance company is refusing to pay out my claim, can you help?

The process of pursuing an insurance claim can be intricate and time-consuming, requiring expertise in both the legal and regulatory aspects of insurance, as well as the ability to navigate the complexities of insurance policies and claims. Insurance companies may engage in practices that impede the claims process, such as delaying investigations, denying valid claims, or making inadequate settlement offers. These practices, known as bad faith, can cause undue stress and financial hardship for policyholders.

It is crucial to understand that insurance companies have a duty to act in good faith when handling claims, and failure to do so may be considered a violation of their legal obligations. Our firm’s attorneys possess the knowledge and experience necessary to guide clients through the claims process, and to advocate for their rights and interests against insurance companies acting in bad faith. We work closely with our clients to understand their unique needs and develop customized solutions that achieve the desired outcome. By entrusting your insurance needs to our firm, you can be confident that you will receive the compensation that you deserve.